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Who is riskier risk?

In Financial competency, Insurance on 19/08/2016 at 4:25 pm

“A 22-year-old driver who parties a lot and drives 10,000 miles a year, or a 40-year-old teetotaling mom who drives 40,000 miles? I might think the mom is riskier.”
Dan Preston, the chief executive of Metromile, on how insurers calculate risk.

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