In China, Millienals have no issues allowing their social media activities (contacts and payments) to be used to judge their creditworthiness. In fact those with very high credit worthiness flaunt this fact on social media.
Having a credit score and showing it off to one’s friends is now something of a status marker for the affluent young. Sesame Credit has teamed up with Baihe, China’s largest dating service, to encourage users to flaunt their credit scores on their dating profiles.
But in the West:
In 2014 Facebook began toying with using social media to gauge users’ credit. But it called the plan off in February 2016, citing regulatory concerns. Critics thought it creepy.
Read more at http://www.economist.com/news/finance-and-economics/21710292-chinas-consumer-credit-rating-culture-evolving-fastand-unconventionally-just